Insurance

Cover for your family, health, vehicles and business

We compare plans from top insurers and explain them in plain words, so you buy only what you need.

EMI Calculator

Plan your repayment in seconds

Move the sliders or pick a loan type to see your EMI, total interest and the total amount you will pay.

Try:
Type a value between 10,000 and 10,00,00,000
₹1 L₹5 Cr
%Type a value between 1 and 36
6%24%
yearsType a value between 1 and 40
1 yr30 yrs
Your monthly EMI₹21,494
Principal
₹10,00,000
Interest
₹2,89,640
Total
₹12,89,640
Check my eligibility
Year-by-year repayment scheduleShow
YearPrincipal paidInterest paidBalance left
Year 1₹1,60,507₹97,421₹8,39,493
Year 2₹1,78,195₹79,733₹6,61,298
Year 3₹1,97,833₹60,095₹4,63,466
Year 4₹2,19,635₹38,293₹2,43,831
Year 5₹2,43,839₹14,089₹0

How is EMI calculated?

EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where P is the loan amount, r is the monthly interest rate (annual rate ÷ 12 ÷ 100) and n is the number of monthly instalments.

Is this the final EMI?

It is an estimate. Your actual EMI depends on the rate the lender offers you, processing fees and the loan type. Talk to us for the exact figure.

Plan for life's big moments

Whatever you're planning, we've got the window

Open a moment to see the loans, cover and investments people usually need at that stage of life.

Why ows Dhan Bazaar

An advisor on your side, not a comparison website

  • 24 hrs

    Fast approvals

    Most loan files are processed within 24 hours, thanks to our direct ties with lenders.

  • Minimal paperwork

    We tell you exactly which documents you need, then collect and check them for you.

  • Transparent advice

    No hidden charges. We explain every rate, fee and policy clause before you sign.

  • Every product, one advisor

    Loans, insurance and investments handled by the same team that already knows your profile.

  • With you after approval

    Help with part-payments, balance transfers, renewals and insurance claims, long after day one.

How it works

Three simple steps from enquiry to approval

Tell us

Step 1

Share what you need

Call, WhatsApp or fill the short form. Tell us the amount, the purpose and a little about your income. It takes a minute.

  • Free first consultation
  • No obligation to proceed

Compare

Step 2

Get expert options

We check your eligibility and compare offers from our partner banks, NBFCs and insurers, then explain each one in plain words.

  • Rates, fees and terms side by side
  • Advice based on your profile

Approve

Step 3

We handle the rest

We collect and check your documents, submit the file, follow up with the lender or insurer and keep you updated until it's done.

  • Doorstep document pickup
  • Updates on WhatsApp
Join us

Grow with ows Dhan Bazaar, as a partner or franchise

Brokers, agents and advisors: offer every loan, insurance and investment product through one window, backed by our team.

Partner & franchise details

Business Partner

No investment. Refer clients and earn.

Already advising clients on loans, insurance or investments? Partner with us and offer every product through one window. You bring the client relationship; we handle lenders, insurers, documentation and follow-up.

  • No joining fee or investment
  • Earn a payout on every successful loan disbursal and policy
  • Access to all our loan, insurance and investment products
  • We handle processing, so you can focus on clients
  • Transparent case tracking and timely payouts

Franchise

Run your own ows Dhan Bazaar branch.

Own an ows Dhan Bazaar office in your city or area. Get our brand, product access, training and back-office support, and build a financial services business with a proven one-window model.

  • Use the ows Dhan Bazaar brand in your territory
  • Full product range: loans, insurance and investments
  • Training for you and your team
  • Marketing material and lead-generation support
  • Back-office, documentation and lender coordination
Guides

Money questions, answered simply

Free, jargon-free guides from our advisors on credit scores, loans, insurance, investing and tax.

FAQs

Questions people often ask

Can't find your answer? Call or WhatsApp us and we'll explain.

No. The first consultation is free and there is no charge to you for comparing options. We are paid by our partner banks, NBFCs and insurers.

Your financial goals,
one window away.

Speak to an advisor today. Free consultation, honest advice, and help with every document.

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