One window forHome Loans and every policy.
Tell us what you need. We compare banks, NBFCs and insurers for you, handle the paperwork, and stay with you until it's done.
- of experience
- 20+ yrs
- happy clients
- 4,000+
What are you looking for?
Search any loan, insurance or investment, or browse them all below.
- Home LoanCompare lenders · Fast approval
- Personal LoanCompare lenders · Fast approval
- Business LoanCompare lenders · Fast approval
- Car LoanCompare lenders · Fast approval
- Loan Against PropertyCompare lenders · Fast approval
- Term Life InsuranceCompare insurers · Claim support
- Health InsuranceCompare insurers · Claim support
- Car InsuranceCompare insurers · Claim support
- Travel InsuranceCompare insurers · Claim support
Funding for every stage of life and business
We work with leading banks and NBFCs to find the rate, tenure and amount that suit you.
Home Loan
Buy, build or renovate your home, or move your existing loan to a lower rate.
Personal Loan
Quick funds for medical needs, weddings, travel or education, with no collateral.
Business Loan
Collateral-free working capital and expansion funding for your business.
Car Loan
Drive home a new or used car with attractive rates and flexible tenures.
Loan Against Property
Unlock the value of your home or commercial property for large needs.
Commercial Vehicle Loan
Finance trucks, buses and fleet vehicles to grow your transport business.
Construction Equipment Loan
Fund excavators, cranes and heavy machinery with tailored repayment.
Project Funding
Structured capital for new ventures, plant expansion and large projects.
IPO Services
Guidance on IPO readiness, documentation and a smooth listing journey.
Cover for your family, health, vehicles and business
We compare plans from top insurers and explain them in plain words, so you buy only what you need.
Protect your family's future and grow your savings.
Term Life Insurance
High life cover at a low premium, so your family stays financially secure.
Life Insurance
Plans that combine protection with savings for your long-term goals.
Investment Plans (ULIP)
Market-linked plans that build wealth with built-in life cover.
Guaranteed Return Plans
Fixed, guaranteed returns known on day one, with life cover.
Child Savings Plans
Secure your child's education and dreams, even if you are not around.
Retirement & Pension Plans
Build a pension so you receive a regular income after you retire.
Cover for hospital bills, big and small.
Life and Health Insurance
Health, accident and life cover for every stage of life, compared across top insurers.
Health Insurance
Cashless treatment at network hospitals and cover for medical bills.
Family Health Insurance
One floater policy that covers your spouse, children and parents.
Senior Citizen Health Insurance
Plans designed for parents aged 60 and above, with cover for age-related care.
Critical Illness Cover
A lump sum on diagnosis of cancer, heart attack, stroke and other major illnesses.
Personal Accident Insurance
Financial protection against accidental death, disability and injury.
Group Health Insurance
Health cover for your employees under one company policy.
Mandatory and comprehensive cover for your vehicles.
Property, stock, projects, machinery and liability cover for businesses.
General Insurance
Protect your vehicles, property, stock and business assets with tailored general insurance.
Fire & Marine Insurance
Cover for factories, warehouses and goods in transit by road, rail, sea or air.
Stock Insurance
Cover raw materials and finished goods against fire, theft and accidental damage.
Project Insurance
Cover risks during construction, installation and execution of projects (CAR / EAR).
Construction Equipment & Machinery Insurance
Cover heavy machinery against accidental damage, theft, breakdown and operational risks.
Shop & Office Insurance
One package policy for your shop, office, stock and equipment.
Liability & Cyber Insurance
Professional indemnity, directors' liability, workmen compensation and cyber cover.
Trips, homes and the pets who live in them.
Grow your wealth with mutual funds, SIP & SWP
Goal-based investing in funds from leading fund houses, with an advisor who reviews your portfolio with you.
Mutual Funds
Make your money work as hard as you do.
Equity, debt, hybrid, index and tax-saving funds from leading AMCs, chosen for your goals.
- Equity funds
- Debt funds
- Hybrid funds
- ELSS (tax-saving)
SIP (Systematic Investment Plan)
Small monthly steps. Big long-term results.
Invest a fixed amount every month in mutual funds and grow wealth with the power of compounding.
- Regular SIP
- Step-up SIP
- Goal-based SIP
- ELSS SIP
SWP (Systematic Withdrawal Plan)
A regular paycheque from your own savings.
Get a fixed monthly income from your mutual fund investments while the rest stays invested.
- Fixed-amount SWP
- Appreciation SWP
- Retirement income SWP
- SWP for parents
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future returns.
Plan for every goal, one window at a time
Pick a goal to see how we plan it, step by step, and the products that get you there.
Plan your repayment in seconds
Move the sliders or pick a loan type to see your EMI, total interest and the total amount you will pay.
- Principal
- ₹10,00,000
- Interest
- ₹2,89,640
- Total
- ₹12,89,640
Year-by-year repayment scheduleShowHide
| Year | Principal paid | Interest paid | Balance left |
|---|---|---|---|
| Year 1 | ₹1,60,507 | ₹97,421 | ₹8,39,493 |
| Year 2 | ₹1,78,195 | ₹79,733 | ₹6,61,298 |
| Year 3 | ₹1,97,833 | ₹60,095 | ₹4,63,466 |
| Year 4 | ₹2,19,635 | ₹38,293 | ₹2,43,831 |
| Year 5 | ₹2,43,839 | ₹14,089 | ₹0 |
How is EMI calculated?
EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where P is the loan amount, r is the monthly interest rate (annual rate ÷ 12 ÷ 100) and n is the number of monthly instalments.
Is this the final EMI?
It is an estimate. Your actual EMI depends on the rate the lender offers you, processing fees and the loan type. Talk to us for the exact figure.
Whatever you're planning, we've got the window
Open a moment to see the loans, cover and investments people usually need at that stage of life.
An advisor on your side, not a comparison website
- 24 hrs
Fast approvals
Most loan files are processed within 24 hours, thanks to our direct ties with lenders.
Minimal paperwork
We tell you exactly which documents you need, then collect and check them for you.
Transparent advice
No hidden charges. We explain every rate, fee and policy clause before you sign.
Every product, one advisor
Loans, insurance and investments handled by the same team that already knows your profile.
With you after approval
Help with part-payments, balance transfers, renewals and insurance claims, long after day one.
Three simple steps from enquiry to approval
Tell us
Tell us
Share what you need
Call, WhatsApp or fill the short form. Tell us the amount, the purpose and a little about your income. It takes a minute.
- Free first consultation
- No obligation to proceed
Compare
Compare
Get expert options
We check your eligibility and compare offers from our partner banks, NBFCs and insurers, then explain each one in plain words.
- Rates, fees and terms side by side
- Advice based on your profile
Approve
Approve
We handle the rest
We collect and check your documents, submit the file, follow up with the lender or insurer and keep you updated until it's done.
- Doorstep document pickup
- Updates on WhatsApp
Grow with ows Dhan Bazaar, as a partner or franchise
Brokers, agents and advisors: offer every loan, insurance and investment product through one window, backed by our team.
Business Partner
No investment. Refer clients and earn.
Already advising clients on loans, insurance or investments? Partner with us and offer every product through one window. You bring the client relationship; we handle lenders, insurers, documentation and follow-up.
- No joining fee or investment
- Earn a payout on every successful loan disbursal and policy
- Access to all our loan, insurance and investment products
- We handle processing, so you can focus on clients
- Transparent case tracking and timely payouts
Franchise
Run your own ows Dhan Bazaar branch.
Own an ows Dhan Bazaar office in your city or area. Get our brand, product access, training and back-office support, and build a financial services business with a proven one-window model.
- Use the ows Dhan Bazaar brand in your territory
- Full product range: loans, insurance and investments
- Training for you and your team
- Marketing material and lead-generation support
- Back-office, documentation and lender coordination
Money questions, answered simply
Free, jargon-free guides from our advisors on credit scores, loans, insurance, investing and tax.
- Loans · 6 min read
How to Check and Improve Your CIBIL Score
What a good CIBIL score is, how to check it free, what pulls it down, and 8 practical steps to improve your credit score before applying for a loan.
Read guide - Loans · 6 min read
How Much Home Loan Can I Get on My Salary?
Home loan eligibility explained with a salary table: how banks use FOIR and LTV, what you can borrow on ₹30,000 to ₹1.5 lakh a month, and how to raise it.
Read guide - Loans · 5 min read
Personal Loan vs Loan Against Property: Which Is Better?
Compare a personal loan and a loan against property on interest rate, amount, tenure, speed and risk, and find out which one suits your need.
Read guide - Loans · 6 min read
Business Loan Without Collateral: Eligibility, Schemes & Documents
How to get an unsecured business loan in India: eligibility, CGTMSE and Mudra schemes, documents needed, and tips to get approved faster.
Read guide - Insurance · 5 min read
Term Insurance vs Life Insurance: Which Should You Buy?
Term insurance vs endowment and money-back life insurance: cover, premium, returns and who each suits. Plus how much life cover you actually need.
Read guide - Insurance · 6 min read
How Much Health Insurance Cover Do You Need?
Choose the right health insurance sum insured for your family: individual vs family floater, cover for parents, super top-ups and the Section 80D tax benefit.
Read guide
Questions people often ask
Can't find your answer? Call or WhatsApp us and we'll explain.
Your financial goals,
one window away.
Speak to an advisor today. Free consultation, honest advice, and help with every document.
Talk to an expert today
Share a few details and we will call you back. The first consultation is free.
- Call us+91 92122 66375
- WhatsAppChat with an advisor
- Office hoursMon to Sat, 10:00 am to 7:00 pm
Request a call back
We usually respond the same working day.