Car Insurance
Drive worry-free, with repairs sorted.
Car insurance covers damage to your car, theft, and your legal liability to others. Third-party cover is mandatory by law. We help you choose the right add-ons and renew on time, so you never lose your no-claim bonus.
- Policy types
- Comprehensive, TP, own damage
- Term
- 1 year (3-year TP for new cars)
- No-claim bonus
- Up to 50%
- Repairs
- Cashless at network garages
Choose the car insurance that fits you
Not sure which one is right? Tell us your situation and we'll recommend the best fit.
Comprehensive
Own damage plus third-party liability, the most complete cover.
Third-party only
The legal minimum, covering damage or injury to others.
Standalone own damage
Own damage cover for cars that already have long-term TP.
Pay-as-you-drive
Lower premiums for cars driven fewer kilometres.
Why people choose our car insurance advice
- Cashless repairs at network garages
- Zero depreciation, engine protect and RSA add-ons
- No-claim bonus of up to 50%
- Quick renewal and claim support
Know exactly what you're buying
We read the fine print for you and explain inclusions, exclusions and waiting periods in plain words.
- Accident damage
- Theft and total loss
- Fire, floods and natural calamities
- Third-party injury and property damage
- Personal accident cover for the owner-driver
- All car owners (third-party cover is mandatory)
- New car buyers
- Owners whose policy is about to expire
- Normal wear and tear
- Driving without a valid licence or drunk
- Mechanical breakdown (unless add-on taken)
- Depreciation on parts (unless zero-dep taken)
Car Insurance premium: what decides it?
Two people buying the same car insurance can pay very different premiums. Here is what insurers look at, and how to pay less without cutting the cover you need.
What it depends on
- Age of the person or vehicle being insured
- Sum insured or cover amount chosen
- Health, lifestyle and medical history (for life and health cover)
- Add-ons and riders selected
- Claim history and no-claim bonus (for motor and health)
- City or zone, occupation and policy term
How to pay a lower premium
- Buy early: premiums are lowest when you are young and healthy
- Choose the right cover, not the cheapest or the biggest
- Compare insurers on claim record and exclusions, not just price
- Pick only the add-ons you actually need
- Renew on time to keep your no-claim bonus and waiting-period credit
Documents required for Car Insurance
Choose your applicant type to see the checklist. Keep self-attested copies ready; we'll collect and verify them for you.
Document Proof
8 items- Aadhaar Card
- PAN Card
- Voter Card
- Driving Licence
- Utility Bill (Electricity / Water)
- Passport
- Vehicle RC
- Previous Policy Copy (for renewal)
Document Proof
9 items- Utility Bill (Electricity / Water / Telephone)
- Bank Statement
- GST Certificate
- Udyam Certificate
- Aadhaar Card
- PAN Card
- Passport
- Vehicle RC
- Previous Policy Copy (for renewal)
Document Proof
8 items- Utility Bill (Electricity / Water)
- Bank Statement
- GST Certificate
- Company PAN Card
- MOA / AOA / COI
- Udyam Certificate
- Vehicle RC
- Previous Policy Copy (for renewal)
The exact list can vary by insurer and your profile. Not sure what applies to you? Our advisor will confirm in one call.
From first call to claim
Scroll through the steps to see what we do at each stage.
Expert tips before you buy
- 1Take zero-depreciation cover for cars under 5 years old.
- 2Renew before expiry to keep your no-claim bonus.
- 3Avoid small claims; your NCB is often worth more.
Car Insurance: common questions
Talk to an expert today
Share a few details and we will call you back. The first consultation is free.
- Call us+91 92122 66375
- WhatsAppChat with an advisor
- Office hoursMon to Sat, 10:00 am to 7:00 pm
Request a call back
We usually respond the same working day.
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