Shop & Office Insurance
One simple policy for your whole business premises.
A business package policy protects your premises, stock, furniture and equipment. It can include public liability, money in transit and burglary, all under one easy-to-manage policy.
- Cover
- Premises, stock, equipment
- Term
- 1 year
- Liability
- Public liability included
- Format
- Single package policy
Choose the shop & office insurance that fits you
Not sure which one is right? Tell us your situation and we'll recommend the best fit.
Shopkeeper's policy
For retail shops and showrooms.
Office package
For offices, clinics and consultancies.
SME package
For small manufacturers and workshops.
Why people choose our shop & office insurance advice
- Package cover in one policy
- Stock and equipment protection
- Public liability
- Money in safe and in transit
Know exactly what you're buying
We read the fine print for you and explain inclusions, exclusions and waiting periods in plain words.
- Fire and allied perils
- Burglary
- Plate glass and signboards
- Public liability
- Electronic equipment breakdown
- Retail shops and showrooms
- Offices and clinics
- Small manufacturers
- Stock not recorded in books
- Gradual deterioration
- War and nuclear risks
Shop & Office Insurance premium: what decides it?
Two people buying the same shop & office insurance can pay very different premiums. Here is what insurers look at, and how to pay less without cutting the cover you need.
What it depends on
- Age of the person or vehicle being insured
- Sum insured or cover amount chosen
- Health, lifestyle and medical history (for life and health cover)
- Add-ons and riders selected
- Claim history and no-claim bonus (for motor and health)
- City or zone, occupation and policy term
How to pay a lower premium
- Buy early: premiums are lowest when you are young and healthy
- Choose the right cover, not the cheapest or the biggest
- Compare insurers on claim record and exclusions, not just price
- Pick only the add-ons you actually need
- Renew on time to keep your no-claim bonus and waiting-period credit
Documents required for Shop & Office Insurance
Choose your applicant type to see the checklist. Keep self-attested copies ready; we'll collect and verify them for you.
Document Proof
9 items- Utility Bill (Electricity / Water / Telephone)
- Bank Statement
- GST Certificate
- Udyam Certificate
- Aadhaar Card
- PAN Card
- Passport
- Premises Ownership / Rent Agreement
- Stock & Asset Values
Document Proof
8 items- Utility Bill (Electricity / Water)
- Bank Statement
- GST Certificate
- Company PAN Card
- MOA / AOA / COI
- Udyam Certificate
- Premises Ownership / Rent Agreement
- Stock & Asset Values
The exact list can vary by insurer and your profile. Not sure what applies to you? Our advisor will confirm in one call.
From first call to claim
Scroll through the steps to see what we do at each stage.
Expert tips before you buy
- 1Insure stock at its current value and update the cover at peak seasons.
- 2Keep invoices and stock registers; they speed up claims.
- 3Add business interruption cover to protect lost income.
Shop & Office Insurance: common questions
Talk to an expert today
Share a few details and we will call you back. The first consultation is free.
- Call us+91 92122 66375
- WhatsAppChat with an advisor
- Office hoursMon to Sat, 10:00 am to 7:00 pm
Request a call back
We usually respond the same working day.
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Stock Insurance
Cover raw materials and finished goods against fire, theft and accidental damage.
Your financial goals,
one window away.
Speak to an advisor today. Free consultation, honest advice, and help with every document.