Two-Wheeler Insurance
Ride easy, with cover that costs very little.
Two-wheeler insurance protects your bike or scooter and covers your legal liability to others. Long-term policies of up to 5 years save you the trouble of yearly renewals and protect against price increases.
- Policy types
- Comprehensive, TP, own damage
- Term
- 1 to 5 years
- No-claim bonus
- Up to 50%
- Issue
- Instant, mostly paperless
Choose the two-wheeler insurance that fits you
Not sure which one is right? Tell us your situation and we'll recommend the best fit.
Comprehensive
Own damage, theft and third-party liability.
Third-party only
The legal minimum for any two-wheeler.
Long-term policy
Cover for up to 5 years in one go.
EV two-wheeler cover
Cover for electric scooters and bikes, including battery add-ons.
Why people choose our two-wheeler insurance advice
- Policies of up to 5 years
- Zero depreciation add-on
- Personal accident cover for the owner
- Instant policy issue
Know exactly what you're buying
We read the fine print for you and explain inclusions, exclusions and waiting periods in plain words.
- Own damage from accidents
- Theft
- Fire and natural calamities
- Third-party liability
- All two-wheeler owners
- Daily commuters
- Delivery riders
- Wear and tear
- Riding without a licence or under influence
- Commercial use on a private policy
Two-Wheeler Insurance premium: what decides it?
Two people buying the same two-wheeler insurance can pay very different premiums. Here is what insurers look at, and how to pay less without cutting the cover you need.
What it depends on
- Age of the person or vehicle being insured
- Sum insured or cover amount chosen
- Health, lifestyle and medical history (for life and health cover)
- Add-ons and riders selected
- Claim history and no-claim bonus (for motor and health)
- City or zone, occupation and policy term
How to pay a lower premium
- Buy early: premiums are lowest when you are young and healthy
- Choose the right cover, not the cheapest or the biggest
- Compare insurers on claim record and exclusions, not just price
- Pick only the add-ons you actually need
- Renew on time to keep your no-claim bonus and waiting-period credit
Documents required for Two-Wheeler Insurance
Choose your applicant type to see the checklist. Keep self-attested copies ready; we'll collect and verify them for you.
Document Proof
8 items- Aadhaar Card
- PAN Card
- Voter Card
- Driving Licence
- Utility Bill (Electricity / Water)
- Passport
- Vehicle RC
- Previous Policy Copy (for renewal)
Document Proof
9 items- Utility Bill (Electricity / Water / Telephone)
- Bank Statement
- GST Certificate
- Udyam Certificate
- Aadhaar Card
- PAN Card
- Passport
- Vehicle RC
- Previous Policy Copy (for renewal)
The exact list can vary by insurer and your profile. Not sure what applies to you? Our advisor will confirm in one call.
From first call to claim
Scroll through the steps to see what we do at each stage.
Expert tips before you buy
- 1Choose a long-term policy to lock in your premium.
- 2Add zero-depreciation for new or premium bikes.
- 3Keep your policy document on your phone via DigiLocker.
Two-Wheeler Insurance: common questions
Talk to an expert today
Share a few details and we will call you back. The first consultation is free.
- Call us+91 92122 66375
- WhatsAppChat with an advisor
- Office hoursMon to Sat, 10:00 am to 7:00 pm
Request a call back
We usually respond the same working day.
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