Project Funding
From project report to disbursal, with an expert beside you.
For large projects such as a new factory, hotel, hospital, school, warehouse or real estate development, we help prepare a bankable project report. We present it to banks and financial institutions for term loans and structured funding, and stay with you until disbursal.
- Funding size
- ₹1 crore and above
- Tenure
- 5 to 15 years
- Moratorium
- Possible during construction
- Security
- Project assets and collateral
Choose the project funding that fits you
Not sure which one is right? Tell us your situation and we'll recommend the best fit.
New project term loan
Long-term funding for greenfield factories, hotels, hospitals and more.
Expansion funding
Capital to add capacity, new lines or new locations.
Construction finance
Funding for real estate developers, linked to project milestones.
Working capital for projects
Limits for raw material and operations once the project is running.
Why people choose our project funding advice
- Help preparing the detailed project report (DPR)
- Access to banks, NBFCs and financial institutions
- Debt structuring with moratorium periods
- Support with subsidy and scheme eligibility
- Follow-up until disbursal
Who can apply, and what it costs
We check your eligibility before applying, so there are no surprises and no unnecessary hits to your credit score.
- Promoters launching new projects
- Companies expanding capacity
- Real estate and infrastructure developers
- Businesses with promoter contribution ready
- Processing and upfront fees
- Legal, technical and financial appraisal costs
- Stamp duty on security creation
- Commitment fees on undrawn amounts with some lenders
Project Funding interest rate: what decides it?
Project Funding interest rates change with the market and differ from lender to lender, and even between two applicants at the same bank. These are the factors that decide the rate you are offered.
What it depends on
- Credit (CIBIL) score: 750 and above usually gets the best rates
- Income, job or business stability and employer profile
- Existing EMIs compared with your income (FOIR)
- Loan amount, tenure and, for secured loans, the loan-to-value ratio
- Fixed or floating rate, and the lender's benchmark (repo / EBLR / MCLR)
- Processing fees and offers running at that lender
How to get a lower rate
- Compare several banks and NBFCs before applying; we do this for you
- Improve your credit score and clear small dues first
- Add an earning co-applicant to raise eligibility
- Negotiate the processing fee, not only the interest rate
- Review your loan every year and switch if a better rate is available
Documents required for Project Funding
Choose your applicant type to see the checklist. Keep self-attested copies ready; we'll collect and verify them for you.
Document Proof
8 items- Aadhaar Card
- PAN Card
- Voter Card
- Driving Licence
- Utility Bill (Electricity / Water)
- Passport
- Detailed Project Report (DPR)
- Approvals & Licences for the Project
Income Proof
4 items- Income Tax Return (2 yrs)
- Bank Statement (12 months)
- Current Salary Slip (if salaried)
- Form 16 (if salaried)
Document Proof
9 items- Utility Bill (Electricity / Water / Telephone)
- Bank Statement
- GST Certificate
- Udyam Certificate
- Aadhaar Card
- PAN Card
- Passport
- Detailed Project Report (DPR)
- Approvals & Licences for the Project
Income Proof
3 items- Income Tax Return (2 yrs)
- GSTR (3 yrs)
- Bank Statement (12 months)
Document Proof
8 items- Utility Bill (Electricity / Water)
- Bank Statement
- GST Certificate
- Company PAN Card
- MOA / AOA / COI
- Udyam Certificate
- Detailed Project Report (DPR)
- Approvals & Licences for the Project
Income Proof
5 items- Income Tax Return (2 yrs)
- GSTR (3 yrs)
- Bank Statement (12 months)
- Audited Balance Sheet (2 yrs)
- Complete Balance Sheet with Audit Report (3 yrs)
The exact list can vary by lender and your profile. Not sure what applies to you? Our advisor will confirm in one call.
From first call to disbursal
Scroll through the steps to see what we do at each stage.
Expert tips before you apply
- 1Have your promoter contribution ready and documented; lenders check it first.
- 2Get key approvals before applying to speed up sanction.
- 3Build realistic projections; aggressive numbers reduce credibility.
Project Funding: common questions
Talk to an expert today
Share a few details and we will call you back. The first consultation is free.
- Call us+91 92122 66375
- WhatsAppChat with an advisor
- Office hoursMon to Sat, 10:00 am to 7:00 pm
Request a call back
We usually respond the same working day.
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